The House Closed on a Friday and He Moved In on Saturday. No One Asked for 87 Documents.
In the decades after World War II, buying a first home was a transaction built on local relationships, modest paperwork, and a bank officer who already knew your employer. Today the same purchase involves a cast of dozens, months of documentation, and a process so complex that entire industries exist just to explain it. The house didn't get more complicated. The path to owning it did.